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<channel>
    <title>What is Cobra Insurance</title>
    <link>http://whatiscobrainsurance.com</link>
    <description>Cobra insurance is a plan you need to understand if you have lost you job.</description>
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<item>
	<title>IS DRUG SCREENING TOO COSTLY TO DO OR DO WITHOUT? ONE COMPANY</title>
	<link>http://whatiscobrainsurance.com/470880-IS-DRUG-SCREENING-TOO-COSTLY-TO-DO-OR-DO-WITHOUT-ONE-COMPANY.html</link>
	<pubDate>Wed, 08 Feb 2012 00:10:39 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        The director of telemarketing operations at a financial servicescompany looks out across his  square foot call center on atypical Monday morning. Look at all those empty chairs, helaments. It is sickly Monday and my partiers are taking theirusual unscheduled day long break. The problem of the three dayweekend or absenteeism in general doesn't just affect themanager in this setting. What about the other  of the workforce who showed up? They are now burdened with additionalduties while filling the...	</description>
	<content:encoded><![CDATA[The director of telemarketing operations at a financial servicescompany looks out across his  square foot call center on atypical Monday morning. &quot;Look at all those empty chairs&quot;, helaments. &quot;It is sickly Monday and my partiers are taking theirusual unscheduled day long break&quot;. The problem of the &quot;three dayweekend&quot; or absenteeism in general doesn't just affect themanager in this setting. What about the other  of the workforce who showed up? They are now burdened with additionalduties while filling the vacancies that have temporarilydeveloped.With the challenge of recruiting qualified workers becoming moredifficult all over the nation, the last thing Americanbusinesses can afford is to have major portions of its existingwork force abusing drugs - on or off the job. The truth is thatmost employees do not engage in illicit drug use and most do notwant to work side-by-side with drug abusers. A majority ofemployees are parents who are concerned about the effects ofdr...]]></content:encoded>
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<item>
	<title>How to get Annuity Rates</title>
	<link>http://whatiscobrainsurance.com/144095-How-to-get-Annuity-Rates.html</link>
	<pubDate>Tue, 07 Feb 2012 13:36:47 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There are several types of annuities consequently one which just research annuity rates, anyone need to know the kind of annuity that you can want to find current charges. Like annuities tend to be found annuity, variable annuity, fixed annuity, immediate annuity, deferred annuity along with retirement annuity. Let's show you how to locate the particular annuity charges anyone need.Value Found annuities develop dependant on the particular efficiency of your fundamental stock exchange catalog. Th...	</description>
	<content:encoded><![CDATA[There are several types of annuities consequently one which just research &lt;a href&quot;Bhttp:www.annuitiesrates.coChttp:annuitiesrates.coannuities-ratesrenewal-timeChttp:annuitiesrates.coannuities-ratescomparisonChttp:annuitiesrates.coannuities-ratestradeoffsChttp:www.retirement-income.netblogannuity-ratesrenewal-rates-can-vary-for-two-deferred-annuity-rates-giving-identical-termsChttp:www.annuity-annuities.comChttp:www.annuity-annuities.comannuityratesonlineChttp:www.annuity-annuities.comannuityratesannuity-ratesD&quot;&gt;annuity rates&lt;a&gt;, anyone need to know the kind of annuity that you can want to find current charges. Like annuities tend to be found annuity, variable annuity, fixed annuity, immediate annuity, deferred annuity along with retirement annuity. Let's show you how to locate the particular annuity charges anyone need.Value Found annuities develop dependant on the particular efficiency of your fundamental stock exchange catalog. This is...]]></content:encoded>
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</item>

<item>
	<title>HR Off-shoring / Outsourcing</title>
	<link>http://whatiscobrainsurance.com/403473-HR-Off-shoring-Outsourcing.html</link>
	<pubDate>Thu, 02 Feb 2012 00:31:05 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
         Finding a sting in rising healthcare costs, many largecorporations are signing up for a reprieve by lettingoff-shoring  outsourcing providers handle it all, right frombenefits to recruiting and all. Although, benefitsadministration off-shoring  outsourcing has been taking placefor more than a decade, today's vendors aim to perform theentire functions of a HR department. Previously, off-shorers outsourcers had the knowledge and expertise pertaining to onearea of HR only i.e. contribution adminis...	</description>
	<content:encoded><![CDATA[ Finding a sting in rising healthcare costs, many largecorporations are signing up for a reprieve by lettingoff-shoring  outsourcing providers handle it all, right frombenefits to recruiting and all. Although, benefitsadministration off-shoring  outsourcing has been taking placefor more than a decade, today's vendors aim to perform theentire functions of a HR department. Previously, off-shorers outsourcers had the knowledge and expertise pertaining to onearea of HR only i.e. contribution administration, and knew zilchabout HR information systems or vice versa. Today, success thathas come from off-shoring  outsourcing has led specialisedvendors to merge in a bid to create a one-stop shop for globalemployers. Now, companies looking to run a particular departmentat half cost are smoothly able to unload the entire work to anoffshore  outsourcing vendor without tying up the works.And, as the off-shoring  outsourcing market matures, costsacross all segments have experie...]]></content:encoded>
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<item>
	<title>Describing Intellectual Property in Your Business Plan</title>
	<link>http://whatiscobrainsurance.com/541719-Describing-Intellectual-Property-in-Your-Business-Plan.html</link>
	<pubDate>Tue, 31 Jan 2012 05:16:25 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Most companies that are worthy of raising venture capital haveproprietary Intellectual Property IP. In fact, the quality ofthe IP and the management team are often the two most importantaspects of a venture capitalist's investment decision. Thechallenge that many ventures face, however, is that mostinvestors will not sign non-disclosure agreements NDAs, andNDAs are critical to maintaining the proprietary nature of theIP. This article details the appropriate strategy for addressingproprietary IP ...	</description>
	<content:encoded><![CDATA[Most companies that are worthy of raising venture capital haveproprietary Intellectual Property IP. In fact, the quality ofthe IP and the management team are often the two most importantaspects of a venture capitalist's investment decision. Thechallenge that many ventures face, however, is that mostinvestors will not sign non-disclosure agreements NDAs, andNDAs are critical to maintaining the proprietary nature of theIP. This article details the appropriate strategy for addressingproprietary IP in your business plan in order to attractinvestor attention while retaining the confidentiality of yourinventions.Focus on the Benefits of and Applications of the IP: Thebusiness plan should not discuss the confidential aspects of theIP. Rather, the plan should discuss the benefits of the IP.Remember that even the most amazing of technologies will notexcite investors unless it has tangible benefits to customers.The business plan first needs to discuss the products andservice...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/541719-Describing-Intellectual-Property-in-Your-Business-Plan.html</guid>
</item>

<item>
	<title>Finding a Venture Capital Firm</title>
	<link>http://whatiscobrainsurance.com/131372-Finding-a-Venture-Capital-Firm.html</link>
	<pubDate>Mon, 30 Jan 2012 00:14:53 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Many ventures are faced with the challenging task of raisingventure capital. The first part of this process is finding theright venture capital firm VC. While this may seem simple, itisn't. There are thousands of venture capital firms in theUnited States alone, and going after the wrong ones is one ofthe most common reasons why companies fail to raise the capitalthey need.When seeking a venture capital firm, there are six key variablesto consider: location, sector preference, stage preference,pa...	</description>
	<content:encoded><![CDATA[Many ventures are faced with the challenging task of raisingventure capital. The first part of this process is finding theright venture capital firm VC. While this may seem simple, itisn't. There are thousands of venture capital firms in theUnited States alone, and going after the wrong ones is one ofthe most common reasons why companies fail to raise the capitalthey need.When seeking a venture capital firm, there are six key variablesto consider: location, sector preference, stage preference,partners, portfolio and assets.Location: most venture capital firms only invest within miles of their offices. By investing close to home, the firmsare able to more actively get involved with and add value totheir portfolio companies. Sector preference: many venture capital firms focus on specificsectors such as healthcare, information technology IT,wireless technologies, etc. In most cases, even if you have agreat company, if you fall outside of the VC's sectorpreferenc...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/131372-Finding-a-Venture-Capital-Firm.html</guid>
</item>

<item>
	<title>Is Drug Screening Too Costly To Do Or Do Without? One Company</title>
	<link>http://whatiscobrainsurance.com/579786-Is-Drug-Screening-Too-Costly-To-Do-Or-Do-Without-One-Company.html</link>
	<pubDate>Wed, 25 Jan 2012 00:37:19 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        The director of telemarketing operations at a financial servicescompany looks out across his  square foot call center on atypical Monday morning. Look at all those empty chairs, helaments. It is sickly Monday and my partiers are taking theirusual unscheduled day long break. The problem of the three dayweekend or absenteeism in general doesn't just affect themanager in this setting. What about the other  of the workforce who showed up? They are now burdened with additionalduties while filling the...	</description>
	<content:encoded><![CDATA[The director of telemarketing operations at a financial servicescompany looks out across his  square foot call center on atypical Monday morning. &quot;Look at all those empty chairs&quot;, helaments. &quot;It is sickly Monday and my partiers are taking theirusual unscheduled day long break&quot;. The problem of the &quot;three dayweekend&quot; or absenteeism in general doesn't just affect themanager in this setting. What about the other  of the workforce who showed up? They are now burdened with additionalduties while filling the vacancies that have temporarilydeveloped.With the challenge of recruiting qualified workers becoming moredifficult all over the nation, the last thing Americanbusinesses can afford is to have major portions of its existingwork force abusing drugs - on or off the job. The truth is thatmost employees do not engage in illicit drug use and most do notwant to work side-by-side with drug abusers. A majority ofemployees are parents who are concerned about the effects ofdr...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/579786-Is-Drug-Screening-Too-Costly-To-Do-Or-Do-Without-One-Company.html</guid>
</item>

<item>
	<title>Lessons from the Wedding Mafia</title>
	<link>http://whatiscobrainsurance.com/516845-Lessons-from-the-Wedding-Mafia.html</link>
	<pubDate>Mon, 23 Jan 2012 00:32:44 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        One of my clients shared a story with me from his networkinggroup, a chapter of BNI. Ivan Misner, the creator of BNI talksabout what he calls contact spheres.Here's how it works: A group of related business owners worktogether to get referrals for each other. Here are some ofMisner's examples of contact spheres:Business services: printers, graphic artists, specialtyadvertising agents and marketing consultants.Real estate services: residential and commercial agents, escrowcompanies, title compani...	</description>
	<content:encoded><![CDATA[One of my clients shared a story with me from his networkinggroup, a chapter of BNI. Ivan Misner, the creator of BNI talksabout what he calls &quot;contact spheres&quot;.Here's how it works: A group of related business owners worktogether to get referrals for each other. Here are some ofMisner's examples of contact spheres:Business services: printers, graphic artists, specialtyadvertising agents and marketing consultants.Real estate services: residential and commercial agents, escrowcompanies, title companies and mortgage brokers.Contractors: painters, carpenters, plumbers, landscapers,electricians and interior designers.Healthcare: chiropractors, physical therapists, acupuncturistsand nutritionists.Weddings: the caterer, the florist, the photographer and thetravel agent.The story my client told me was about the last group which hasbeen dubbed &quot;The Wedding Mafia&quot;. When one gets new weddingbusiness, the whole group gets new wedding business. It makes itvery difficult for a...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/516845-Lessons-from-the-Wedding-Mafia.html</guid>
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<item>
	<title>Why You Should Mistake-Proof Your Business</title>
	<link>http://whatiscobrainsurance.com/486490-Why-You-Should-Mistake-Proof-Your-Business.html</link>
	<pubDate>Fri, 20 Jan 2012 05:29:38 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Why You Should Mistake-Proof Your BusinessImagine walking into your company and finding that it has neverrun so smoothly, there have never been fewer problems, and thatall of the procedures that make it function are being carriedout mistake-free. Not only that, but since every employee hasplayed an active part in making this happen, each one is eagerto do their part in making their company successful.Sound too good to be true? Well, it's not. Mistake-freeoperations mean money in your pocket.Most...	</description>
	<content:encoded><![CDATA[Why You Should Mistake-Proof Your BusinessImagine walking into your company and finding that it has neverrun so smoothly, there have never been fewer problems, and thatall of the procedures that make it function are being carriedout mistake-free. Not only that, but since every employee hasplayed an active part in making this happen, each one is eagerto do their part in making their company successful.Sound too good to be true? Well, it's not. Mistake-freeoperations mean money in your pocket.Most businesses operate by using a series of step-by-stepprocedures. Whether you are manufacturing a product, providing aservice, working in an office, or doing anything else in yourbusiness, a series of procedures is normally required tocomplete any particular task. And, in any series of procedures,mistakes can occur. Some mistakes can be made because of poordesign, some because of poor equipment, and many are caused bythe people doing the job. Think about it. How much efficien...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/486490-Why-You-Should-Mistake-Proof-Your-Business.html</guid>
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<item>
	<title>Absent without leave - managing absence in the workplace</title>
	<link>http://whatiscobrainsurance.com/457479-Absent-without-leave-managing-absence-in-the-workplace.html</link>
	<pubDate>Thu, 19 Jan 2012 05:15:26 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Absent without leave - managing absence in the workplaceAccording to the Institute of Psychiatry April , for thefirst time, stress, anxiety and depression have overtakenphysical ailments as the most common cause of long-term absencefrom work. With sickness absence reportedly costing employers anaverage of  per employee per year or an average of  lostworking days, there are good reasons to look closely at theroot causes of absenteeism and, where possible, provide earlyintervention to support empl...	</description>
	<content:encoded><![CDATA[Absent without leave - managing absence in the workplaceAccording to the Institute of Psychiatry April , for thefirst time, stress, anxiety and depression have overtakenphysical ailments as the most common cause of long-term absencefrom work. With sickness absence reportedly costing employers anaverage of  per employee per year or an average of  lostworking days, there are good reasons to look closely at theroot causes of absenteeism and, where possible, provide earlyintervention to support employees in regaining their health.Short-term absence Short-term absence is usually defined as aperiod of absence of less than ten consecutive working days, andwill usually be as a result of the employee suffering from aminor medical condition. Persistent short-term sickness is one of the most commonproblems employers have to face. Arranging temporary cover whenan employee is off sick may not always be viable, and is oftenboth disruptive and costly. Many employers the...]]></content:encoded>
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<item>
	<title>Stock Market Crash ... How to Short Stocks ? ... Shorting Stocks</title>
	<link>http://whatiscobrainsurance.com/836830-Stock-Market-Crash-How-to-Short-Stocks-Shorting-Stocks.html</link>
	<pubDate>Wed, 18 Jan 2012 00:22:19 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Stock Market Crash ... How to Short Stocks ? ... Shorting Stocks- Successful Day Trader .- By ProfitableStockMarket.com  The stock market can present you with a lot of hot stocks everyday. Many of them are new technology stocks that come from thenanotech, biotech, voip, healthcare, homeland defense orinternet sectors. Most of them may seem promising, but the truth is that a goodnumber of these trading &amp; investing opportunities are extremelyrisky, while others are not as good as they seem. That's...	</description>
	<content:encoded><![CDATA[Stock Market Crash ... How to Short Stocks ? ... Shorting Stocks- Successful Day Trader .- By ProfitableStockMarket.com  The stock market can present you with a lot of hot stocks everyday. Many of them are new technology stocks that come from thenanotech, biotech, voip, healthcare, homeland defense orinternet sectors. Most of them may seem promising, but the truth is that a goodnumber of these trading &amp; investing opportunities are extremelyrisky, while others are not as good as they seem. That's whyit's very important to know how to choose the best especially ifyou want to day trade them. When you know how to pick and approach the best hot stocktrading opportuntites, you are able to generate a consistent andrespectable amount of money in a very short period of time. You don't necessarily have to trade momentum hot stocks all thetime. But you can learn how to take advantage of them when youencounter the best opportunities for going long or for shortingthem to make money...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/836830-Stock-Market-Crash-How-to-Short-Stocks-Shorting-Stocks.html</guid>
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<item>
	<title>Things do not change. We do.</title>
	<link>http://whatiscobrainsurance.com/496678-Things-do-not-change-We-do.html</link>
	<pubDate>Sun, 15 Jan 2012 00:48:59 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        We live in a world of constant change, and even though the vastmajority of these changes are for the better, change is stillsomething that many people - and therefore many organisations -can find extremely difficult to deal with. Why is this, and whatcan be done to help people embrace change rather than fearing it?The nature of change Change is all around us. Changes can besmall or large, but the overall impression they create is of aworld that is in a constant state of flux. Change may bewelcom...	</description>
	<content:encoded><![CDATA[We live in a world of constant change, and even though the vastmajority of these changes are for the better, change is stillsomething that many people - and therefore many organisations -can find extremely difficult to deal with. Why is this, and whatcan be done to help people embrace change rather than fearing it?The nature of change Change is all around us. Changes can besmall or large, but the overall impression they create is of aworld that is in a constant state of flux. Change may bewelcome, but for many of us, the reaction to certain changeswill be one of automatic resistance, which in turn often resultsin stress. To accept change is akin to getting used to a new pair of shoes.The new shoes may be more waterproof, more hardwearing andbetter looking than our old ones, but they will almost certainlynot be more comfortable until they are worn in. The amazingthing is that assuming they are the right size and they fitproperly we often cannot envisage how or why we w...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/496678-Things-do-not-change-We-do.html</guid>
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<item>
	<title>How To Hire A Voice Over Talent</title>
	<link>http://whatiscobrainsurance.com/383267-How-To-Hire-A-Voice-Over-Talent.html</link>
	<pubDate>Fri, 13 Jan 2012 05:06:18 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        It's not just commercials on television and radio that needactors to read information off-camera. There are a myriad ofways to use voice to educate, inform, guide, entertain, and, ofcourse, sell. Places where you can use voice over talent includePowerPoint presentations, training videos, eLearning courses,flash introductions, voice mail greetings, on-holdadvertisements and website audio messages. So, look at your media and if you would like to add some zip toyour presentations then find a compet...	</description>
	<content:encoded><![CDATA[It's not just commercials on television and radio that needactors to read information off-camera. There are a myriad ofways to use voice to educate, inform, guide, entertain, and, ofcourse, sell. Places where you can use voice over talent includePowerPoint presentations, training videos, eLearning courses,flash introductions, voice mail greetings, on-holdadvertisements and website audio messages. So, look at your media and if you would like to add some zip toyour presentations then find a competent voice over talent. Hereare vital steps that you should take to get the right voice foryour job. . Search for a Voice Over Specialist Online You are looking for that perfect voice. Where can you find it?If you are a big company or an advertising agency then you willprobably turn to a big talent agency to offer voice over talentfor your project. Alternatively, large agencies and companiesuse &lt;A HREF&quot;http:www.voicebank.net&quot;&gt;www.voicebank.net&lt;A&gt; .This site feeds a descripti...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/383267-How-To-Hire-A-Voice-Over-Talent.html</guid>
</item>

<item>
	<title>Dealing with the aftershock</title>
	<link>http://whatiscobrainsurance.com/432278-Dealing-with-the-aftershock.html</link>
	<pubDate>Thu, 12 Jan 2012 00:23:06 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Events such as the Asian Tsunami, and the terrorist attacks inLondon, have focused the minds of the public on the issue ofpost trauma stress. But while the need for post trauma supportand counselling for those directly affected by events such asthese may be apparent, there are many more people who may alsorequire support. Occupational Health or Human Resources professionals, or anyoneworking in an employee support role, may very easily need toprovide help to an employee who has lost someone, or ...	</description>
	<content:encoded><![CDATA[Events such as the Asian Tsunami, and the terrorist attacks inLondon, have focused the minds of the public on the issue ofpost trauma stress. But while the need for post trauma supportand counselling for those directly affected by events such asthese may be apparent, there are many more people who may alsorequire support. Occupational Health or Human Resources professionals, or anyoneworking in an employee support role, may very easily need toprovide help to an employee who has lost someone, or has afriend or colleague who died or was severely injured in ortraumatised by these or any other recent traumatic incident. Ifthis is a situation in which you find yourself, the followingwill help you with understanding post trauma stress, the commonreactions to it, and what can be done to help.The nature of trauma Nothing can adequately prepareorganisations or individuals for the experience of a traumaticincident, because by definition it is outside 'normal'experience. As well ...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/432278-Dealing-with-the-aftershock.html</guid>
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<item>
	<title>Day Trading Course ... HOT STOCK 2006 ... How to Pick Hot Stocks</title>
	<link>http://whatiscobrainsurance.com/280636-Day-Trading-Course-HOT-STOCK-2006-How-to-Pick-Hot-Stocks.html</link>
	<pubDate>Mon, 09 Jan 2012 00:46:50 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Day Trading Course ... HOT STOCK  ... How to Pick Hot Stocks... Stock Market Course .- BY MomentumStockTrading.com The stock market can present you with a lot of hot stocks everyday. Many of them are new technology stocks that come from thenanotech, biotech, voip, healthcare, homeland defense orinternet sectors. Most of them may seem promising, but the truth is that a goodnumber of these trading &amp; investing opportunities are extremelyrisky, while others are not as good as they seem. That's whyit...	</description>
	<content:encoded><![CDATA[Day Trading Course ... HOT STOCK  ... How to Pick Hot Stocks... Stock Market Course .- BY MomentumStockTrading.com The stock market can present you with a lot of hot stocks everyday. Many of them are new technology stocks that come from thenanotech, biotech, voip, healthcare, homeland defense orinternet sectors. Most of them may seem promising, but the truth is that a goodnumber of these trading &amp; investing opportunities are extremelyrisky, while others are not as good as they seem. That's whyit's very important to know how to choose the best especially ifyou want to day trade them. When you know how to pick and approach the best hot stocktrading opportuntites, you are able to generate a consistent andrespectable amount of money in a very short period of time. You don't necessarily have to trade momentum hot stocks all thetime. But you can learn how to take advantage of them when youencounter the best opportunities for going long or for shortingthem to make money w...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/280636-Day-Trading-Course-HOT-STOCK-2006-How-to-Pick-Hot-Stocks.html</guid>
</item>

<item>
	<title>Are You Missing Your Best Quality Improvement Ideas?</title>
	<link>http://whatiscobrainsurance.com/659927-Are-You-Missing-Your-Best-Quality-Improvement-Ideas.html</link>
	<pubDate>Sat, 07 Jan 2012 00:30:56 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        November . Winter is just around the corner here in WesternMichigan. The leaves are literally raining off the trees. Justthis morning at breakfast as I looked into the woods and I couldsee a steady stream of golden brown, red and yellow leavesheading towards the earth.Last month I talked about keeping your quality improvementchanges in place--using a manual that you develop of SOP's,standard operating procedures. By the way, if you missed thatissue, you can find it on my website, and several ear...	</description>
	<content:encoded><![CDATA[November . Winter is just around the corner here in WesternMichigan. The leaves are literally raining off the trees. Justthis morning at breakfast as I looked into the woods and I couldsee a steady stream of golden brown, red and yellow leavesheading towards the earth.Last month I talked about keeping your quality improvementchanges in place--using a manual that you develop of SOP's,standard operating procedures. By the way, if you missed thatissue, you can find it on my website, and several earlier onestoo.This month I want to address starting a quality improvementproject. That is, how do you decide what project to work on?What issue or process is causing the most waste, is doing themost harm, is most affecting the bottom line? Maybe you are aleader at your site and you have an idea of what is generallycausing problems. For instance, you may think that patients withcatheters are getting a lot of infections. Perhaps, checkingpatients in at your site is taking too l...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/659927-Are-You-Missing-Your-Best-Quality-Improvement-Ideas.html</guid>
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<item>
	<title>GM Death Watch</title>
	<link>http://whatiscobrainsurance.com/218149-GM-Death-Watch.html</link>
	<pubDate>Thu, 05 Jan 2012 00:32:01 -0600</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        I have been enjoying reading the news these past few days,perhaps in a perverse sort of way. Pundits and prognosticatorsare all forecasting the pending doom of the world's largestautomaker as if the approaching layoffs and restructuring aresignaling the venerable automaker's end. Certainly, GM has someproblems - big ones - but the company isn't likely to go away oreven file for bankruptcy. The news isn't all that it seems to beon this subject either...GM will survive and likely thrive inthe deca...	</description>
	<content:encoded><![CDATA[I have been enjoying reading the news these past few days,perhaps in a perverse sort of way. Pundits and prognosticatorsare all forecasting the pending doom of the world's largestautomaker as if the approaching layoffs and restructuring aresignaling the venerable automaker's end. Certainly, GM has someproblems - big ones - but the company isn't likely to go away oreven file for bankruptcy. The news isn't all that it seems to beon this subject either...GM will survive and likely thrive inthe decades ahead.Okay, I am not crazy. Could GM go away? Of course, as could anypoorly managed company. Yes, executives are overpaid and so areunion workers. There...I said it. GM has been taking it on thechin from Asian automakers for three decades now and their U.S.market share continues to dwindle. Still, it isn't doomsday forthe general. Far from it. Here are some things that I believe GMis attempting to do to as they restructure.Reduced Legacy Costs - GM won an important battle wit...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/218149-GM-Death-Watch.html</guid>
</item>

<item>
	<title>How Medical Review Services Benefit Healthcare Providers</title>
	<link>http://whatiscobrainsurance.com/796038-How-Medical-Review-Services-Benefit-Healthcare-Providers.html</link>
	<pubDate>Tue, 03 Jan 2012 00:50:52 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
                The medical record is undoubtedly an important tool of communication and evidence of treatment provided. The medical review services that professional companies offer benefit healthcare providers by evaluating patient records to prove that all actions taken were appropriate and necessary for treatment. This is crucial when it comes to presenting evidence during litigation. Medical Record Reviews for Physicians  Medical review services provide:   Review of documentation relating to patien...	</description>
	<content:encoded><![CDATA[        The medical record is undoubtedly an important tool of communication and evidence of treatment provided. The medical review services that professional companies offer benefit healthcare providers by evaluating patient records to prove that all actions taken were appropriate and necessary for treatment. This is crucial when it comes to presenting evidence during litigation. Medical Record Reviews for Physicians  Medical review services provide:  ' Review of documentation relating to patient care management ' Review of communication between healthcare providers ' Evaluation of medical history and problems ' Review of the results of treatment, drug therapy, and surgical procedures All healthcare records are properly reviewed, summarized and arranged in chronological order. The patient's personal information, details about the illness or injury, medication provided and so on, is organized so as to facilitate easy access. Medical reviews are made available for all aspects related t...]]></content:encoded>
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<item>
	<title>Family budget decisions on healthcare</title>
	<link>http://whatiscobrainsurance.com/385679-Family-budget-decisions-on-healthcare.html</link>
	<pubDate>Sun, 01 Jan 2012 00:45:25 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
                We all need healthcare to various degrees, there's no going around it. Some of us may simply require occasional check-ups and prescription medications to fight the cold in the winter, while others may be in desperate need for specialist visits and on-going treatment programs due to complex health conditions, age or unfavorable working conditions. Either way, dealing with such costs out of own pocket may drain your family budget in a glimpse of an eye with the current medical service pric...	</description>
	<content:encoded><![CDATA[        We all need healthcare to various degrees, there's no going around it. Some of us may simply require occasional check-ups and prescription medications to fight the cold in the winter, while others may be in desperate need for specialist visits and on-going treatment programs due to complex health conditions, age or unfavorable working conditions. Either way, dealing with such costs out of own pocket may drain your family budget in a glimpse of an eye with the current medical service prices being astronomical and setting new records every year. So using insurance for financing your healthcare needs has become inevitable even though it's not yet obligatory until .The cost of having healthcare services financed through an insurance scheme may seem a bit high for many people, especially if considering individual policies. It's true that for many households such insurance plans with high coverage amounts can get a good chunk of the family budget, which could be used for other p...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/385679-Family-budget-decisions-on-healthcare.html</guid>
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<item>
	<title>Medical Transcription - An Evolving Profession</title>
	<link>http://whatiscobrainsurance.com/849730-Medical-Transcription-An-Evolving-Profession.html</link>
	<pubDate>Wed, 28 Dec 2011 00:19:29 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Medical Transcription is the process of interpreting andtranscribing the dictation made by doctors or other health careprofessionals regarding patient status, treatment procedures,diagnoses, prognoses, etc. With medical transcription ofdictated data from physicians, the medical transcriptionist mayalso edit the text that is produced by voice recognitionsoftware. Medical Transcription is the translating of dictationsmade by a doctor. As a result, it requires an extensiveknowledge of medical, phar...	</description>
	<content:encoded><![CDATA[Medical Transcription is the process of interpreting andtranscribing the dictation made by doctors or other health careprofessionals regarding patient status, treatment procedures,diagnoses, prognoses, etc. With medical transcription ofdictated data from physicians, the medical transcriptionist mayalso edit the text that is produced by voice recognitionsoftware. Medical Transcription is the translating of dictationsmade by a doctor. As a result, it requires an extensiveknowledge of medical, pharmacological and anatomical terms.In the past medical transcriptionists would listen to dictationsand type it themselves, but with the dawn of technology andvoice recognition software, this has become unnecessary andtoday, for the most part, the medical transcriptionist merelyedits the output of the software. However, the editing processcan range from a few corrections to major changes because voicerecognition software still hasn't been perfected and probablynever will be due to t...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/849730-Medical-Transcription-An-Evolving-Profession.html</guid>
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<item>
	<title>A comprehensive healthcare social media strategy is essential in creating brand awareness</title>
	<link>http://whatiscobrainsurance.com/206826-A-comprehensive-healthcare-social-media-strategy-is-essential-in-creating-brand-awareness.html</link>
	<pubDate>Sat, 24 Dec 2011 00:32:06 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
                Ask any teenage on any high school campus anywhere across the United States of America how they keep in touch with their friends, and ninety nine point nine percent of the time, they will answer with their favorite social media website. Just ten years ago, when social media was still a twinkle in the collective eye of software programmers, people would call each other up, or use the newfangled internet to chat with one another, right from the privacy of their own living room. This unprec...	</description>
	<content:encoded><![CDATA[        Ask any teenage on any high school campus anywhere across the United States of America how they keep in touch with their friends, and ninety nine point nine percent of the time, they will answer with their favorite social media website. Just ten years ago, when social media was still a twinkle in the collective eye of software programmers, people would call each other up, or use the newfangled internet to chat with one another, right from the privacy of their own living room. This unprecedented development in how human beings interacted with one another was nothing compared with what was about to come. With the advent of social media, people started cataloguing their interests, friends, and activities online. Thus, many people started living two lives, one in real life and one on the internet. And as time went one, these two disparate lines of action started blending together, and eventual became one, where people plan their activities, make new friends, find romantic partners...]]></content:encoded>
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<item>
	<title>Healthcare PR firms can help medical practitioners deal efficiently</title>
	<link>http://whatiscobrainsurance.com/888982-Healthcare-PR-firms-can-help-medical-practitioners-deal-efficiently.html</link>
	<pubDate>Thu, 22 Dec 2011 05:27:03 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
                Recent changes in public health care policy, have brought many long simmering tensions to light. For far too long, the rich have had unfiltered access to top quality healthcare while poorer individuals and families have to forgo treatments early one in a misguided attempt to save money in the short term. This inequality has resulted in more than a few untimely and preventable deaths. The current administrations attempts to right these wrongs is certainly admirable, but they have had a ce...	</description>
	<content:encoded><![CDATA[        Recent changes in public health care policy, have brought many long simmering tensions to light. For far too long, the rich have had unfiltered access to top quality healthcare while poorer individuals and families have to forgo treatments early one in a misguided attempt to save money in the short term. This inequality has resulted in more than a few untimely and preventable deaths. The current administrations attempts to right these wrongs is certainly admirable, but they have had a certain amount of backlash, mostly from pharmaceutical companies and insurance companies. It has also unwittingly put private medical practices on the national hot seat. This is because it forces people to think critically about the medical care they receive on a daily basis, and hone in on what is important to them when it comes to health care. Do most Americans think affordability is the most important aspect of health care? But what about accessibility, or quality of care? These are all valid ...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/888982-Healthcare-PR-firms-can-help-medical-practitioners-deal-efficiently.html</guid>
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<item>
	<title>The Art Of Employee Motivation</title>
	<link>http://whatiscobrainsurance.com/582943-The-Art-Of-Employee-Motivation.html</link>
	<pubDate>Wed, 21 Dec 2011 05:26:51 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        If you think that your employees' poor performance on theirdesignated jobs is costing you a whole lot of lost profits, theninstead of just doing a total overhaul of your employee roster,why not try to do some employee motivation tactics to get themto actually come around and be able to save your company fromlooming bankruptcy. It really is fairly easy and simple to rousesome employee motivation, you just have to take these techniquesto heart: People nowadays are concerned of the lack of importan...	</description>
	<content:encoded><![CDATA[If you think that your employees' poor performance on theirdesignated jobs is costing you a whole lot of lost profits, theninstead of just doing a total overhaul of your employee roster,why not try to do some employee motivation tactics to get themto actually come around and be able to save your company fromlooming bankruptcy. It really is fairly easy and simple to rousesome employee motivation, you just have to take these techniquesto heart: People nowadays are concerned of the lack of importance that isbeing put into health care plans. Is your company one of thosecompanies that do not provide their employees with the healthbenefits that they should be entitled to? This is a possiblereason why your employees' morale are down. You need to reassessthe situation and try to give them the health benefits that willensure them that they will be protected by the company that theyhave been loyal to even in their times of sickness. Alwaysremember that a happy worker is a satisfi...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/582943-The-Art-Of-Employee-Motivation.html</guid>
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<item>
	<title>Great Payoffs From A Workflow Software</title>
	<link>http://whatiscobrainsurance.com/792857-Great-Payoffs-From-A-Workflow-Software.html</link>
	<pubDate>Tue, 20 Dec 2011 00:27:56 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        When it comes to the terms, Streamline Operations or ReduceOperating Expenses and Cut Labor Costs, do you really haveany idea what these terms actually mean? How much money does thecompany actually want to save? And how does workflow softwarehelp the company to achieve this seemingly insurmountable goal? When it comes to workflow software, every company definitely hastheir own sets of procedures as well as methods that theyimplement when it comes to handling all sorts of day-to-dayoperations in ...	</description>
	<content:encoded><![CDATA[When it comes to the terms, &quot;Streamline Operations&quot; or &quot;ReduceOperating Expenses&quot; and &quot;Cut Labor Costs&quot;, do you really haveany idea what these terms actually mean? How much money does thecompany actually want to save? And how does workflow softwarehelp the company to achieve this seemingly insurmountable goal? When it comes to workflow software, every company definitely hastheir own sets of procedures as well as methods that theyimplement when it comes to handling all sorts of day-to-dayoperations in and out of their companies such as the following:invoicing, time sheets, status reports, new account setup andyou might as well include everything else that will be able tomake your business tick. The term workflow in workflow softwareactually refers to the tasks, personnel, procedural steps,required information as well as the various tools that areneeded for the steps that the business has to take in order forit to become successful. Every company has a unique and differen...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/792857-Great-Payoffs-From-A-Workflow-Software.html</guid>
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<item>
	<title>Develop a POWERFUL 30-Second Elevator Speech That Could Double</title>
	<link>http://whatiscobrainsurance.com/903448-Develop-a-POWERFUL-30-Second-Elevator-Speech-That-Could-Double.html</link>
	<pubDate>Fri, 16 Dec 2011 04:46:48 -0600</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        First let me tell you what NOT to do. Don't talk about you,don't talk about your products. In as short a statement aspossible tell them the measurable results you deliver, and whoyou deliver them to. Then shut up.Don't try to tell them EVERYTHING in one breath. Tell themsomething that is so powerfully grabbing that they just have toask you for more, and even then when you respond keep it short,keep them asking for more. So, how do you do that?Here is an exercise I do with all of my clients that ...	</description>
	<content:encoded><![CDATA[First let me tell you what NOT to do. Don't talk about you,don't talk about your products. In as short a statement aspossible tell them the measurable results you deliver, and whoyou deliver them to. Then shut up.Don't try to tell them EVERYTHING in one breath. Tell themsomething that is so powerfully grabbing that they just have toask you for more, and even then when you respond keep it short,keep them asking for more. So, how do you do that?Here is an exercise I do with all of my clients that usuallychanges not only how they present themselves, but often it goesso deep that it changes their vision of who and what they are asan entire business.Take out a sheet of paper and create  columns. Consider thisactivity as brainstorming, a work in progress, that willcontinually change not only as you work your way through it thistime, but should get you thinking so that you will continuallycome back to the worksheet to make the answers better and betterover the next few weeks...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/903448-Develop-a-POWERFUL-30-Second-Elevator-Speech-That-Could-Double.html</guid>
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<item>
	<title>The Turkish Healthcare System</title>
	<link>http://whatiscobrainsurance.com/208758-The-Turkish-Healthcare-System.html</link>
	<pubDate>Thu, 15 Dec 2011 00:59:02 -0600</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
                Question: A Turkish friend of mine asked me for money because his baby was born in the hospital, and he didn't have any money. I thought Turkey had a national healthcare system. Could you explain the Turkish healthcare system?Answer: The healthcare system goes along with the retirement system in Turkey. There are three healthcare-retirement systems in Turkey. All three systems are similar in that they are a part of the Social Insurance Institution SSK, and each group pays a percentage of...	</description>
	<content:encoded><![CDATA[        Question: A Turkish friend of mine asked me for money because his baby was born in the hospital, and he didn't have any money. I thought Turkey had a national healthcare system. Could you explain the Turkish healthcare system?Answer: The healthcare system goes along with the retirement system in Turkey. There are three healthcare-retirement systems in Turkey. All three systems are similar in that they are a part of the Social Insurance Institution SSK, and each group pays a percentage of their monthly income, usually matched by their employers to the system in return for free doctor visits and low-cost medicineThe three divisions are for workers hired by the state, companies and factories; workers hired by the government; and people who are self-employed like businessmen, shop-owners, farmers, and others.People who do not fall into any of these three categories above, like a gardener or maid, could go to the state-run hospitals for treatment, but they pay for some of the ...]]></content:encoded>
	<guid isPermaLink="false">http://whatiscobrainsurance.com/208758-The-Turkish-Healthcare-System.html</guid>
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